Welcome to the ‘Finance’ section, the core of Il Chiaro Finanziario. Here, you’ll find articles and guides that simplify the complex world of economics and investments. From personal money management to global market dynamics, we offer the knowledge to make informed and confident financial decisions. We make finance accessible to everyone.
We often hear about growth, recession, inflation, or interest rates in the news. These concepts belong to macroeconomics, the study of the economy at national and global levels. Understanding macroeconomics might seem complicated at first glance. However, it’s fundamental because it directly influences our daily lives. This influence ranges from the price of bread to…
Introduction At first glance, Mutual Funds and ETFs (Exchange Traded Funds) might seem quite similar, as both allow you to invest in a diversified ‘basket’ of securities by pooling money from many investors. However, to understand which instrument is the most suitable for you, it’s essential to ask: What are the differences between ETFs and…
Welcome back to Il Chiaro Finanziario!As we mentioned in previous posts, diversification in investments is a fundamental way to limit the intrinsic risks in every investment. A key strategy for financial safety is Investment Diversification. To better understand why it’s so important, imagine investing all your money in buying a single business or company. If…
Welcome back to Il Chiaro Finanziario! If along our path we’ve learned why and how to invest in stocks and bonds, perhaps you’re asking yourself: “Do I necessarily have to choose every single company or every single ‘loan’ myself? Isn’t there a simpler way to put my money in many different places all at once?”….
Hello everyone and welcome back (or welcome for those arriving here for the first time)! We saw on the welcome page that Il Chiaro Finanziario is the right place if you are looking for simple answers about finance and how to make your money work better for you. But what are the basic investment concepts…
What are bonds? In our first article, we clarified a bit what investing generally means (“making your money work!”) and introduced the main types of investments: stocks, bonds, funds, and real estate. Today, we put the magnifying glass on one of these types: bonds. If the idea of “lending money” in exchange for interest intrigues…
Thinking about investing and wondering What Are Stocks ? You’ve come to the right place! After exploring the world of Bonds and understanding what it means to “lend” your money for interest, today we delve into another fundamental investment: stocks. In this article, you’ll discover What Are Stocks , how they work, and why they’re…